Joint Accounts

Tenants in Common (TIC)

A tenants in common account allows two owners to designate specific percentages of ownership for the account’s assets. If one owner passes away, their share is transferred to their estate. TICs can be set up as either a cash or margin account.

Joint With Rights of Survivorship

Joint with rights of survivorship accounts are designed for two owners with equal asset shares. In the event of one owner’s death, the surviving owner gains full control of the account. Like a TIC account, this can be opened as either a cash or margin account.


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